Fintech is gearing up, shifting away from the start-up world to mature big ticket transactions. Richard Woods, Clive Cunningham and Wendy Saunders of Herbert Smith Freehills review macro-developments in Europe.

Fintech refers to the many ways in which businesses are using technology to change and improve the provision of financial services. There are many ways in which regulators are reacting to and supporting the continued growth of fintech, and how ambitious businesses are adapting to that regulatory landscape.

We see 2020 as being a year of consolidation as much as transformation, both in terms of firms’ reaction to the regulatory environment, and in terms of transactional activity.

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This article was first published in IFLR, March 2020