Technology-facilitated innovation in financial services, a diverse collection of topics which coalesces under the portmanteau term of "FinTech", is increasingly in the sights of policy-makers, whether at global, regional and national or state levels.  Keen observers will have noted a… Read more

On 15 December 2017, the Financial Conduct Authority (FCA) published the Feedback Statement (FS) to its April 2017 Discussion Paper (DP) DP17/03 on Distributed Ledger Technology (DLT). ... Read more

On 14 November 2017, the Monetary Authority of Singapore (MAS) issued a guide during the first day of the Singapore FinTech Festival to provide general guidance on the application of the securities laws administered by the MAS, namely the Securities… Read more

With fintech becoming such a fast-moving and increasingly regulated space, we have created a timeline of key UK and EU regulatory milestones to watch out for over the coming months and years. ... Read more

The UK Senior Managers and Certification Regime (SMCR) is being extended to almost all financial services firms authorised by the FCA. This will include many firms in the payment services, peer-to-peer lending, crowdfunding and robo-asset management sectors. The plans are… Read more

New regulatory trial grounds for fintech firms in Hong Kong - Regulators announce additional fintech sandboxes ... Read more

On 4 September 2017, seven major regulators governing the finance and technology sectors in China (collectively, the Chinese Regulators), jointly published an announcement prohibiting initial coin offerings (ICOs) in China. ... Read more

In line with its recognition of the rapid expansion of and new products within the fintech sphere, the Monetary Authority of Singapore (MAS) issued a consultation paper on 7 June 2017 on the provision of digital advisory services (ie advice… Read more

Crowdfunding has the potential to be one of the most positive developments on the financial scene in years, with the potential to 'democratise' finance and outflank conventional approaches to raising capital in some spheres. ... Read more

Companies specialising in internet and new technologies (so-called Fintechs) continue to play a key role in the French economy (for example in developing credit activities, targeting in particular the financing of small and medium-sized enterprises (SMEs) through lending platforms and… Read more

Thinking two moves ahead - how to get the best out of a fintech fundraising. Rich Woods and Emily Naylor from the fintech team at Herbert Smith Freehills provide some tips on planning a successful fundraise. ... Read more

In March 2017, the Bank of England FinTech Accelerator launched a new fintech community. The new community has three main objectives: to share developments, trends and insights to facilitate learning within the Bank and across the sector; to ensure the… Read more

The Asia Securities Industry & Financial Markets Association (ASIFMA) released on Friday afternoon its guide, Best Practices for Effective Development of Fintech. Its press release can be accessed here. ... Read more

The Digital Economy Act (the "Act") finally received Royal Assent on 27 April 2017 and the final text has recently been published. First introduced in the House of Commons in July 2016, it has been the subject of much scrutiny and… Read more

As the surge of Fintech continues to gather speed, authorities around the world are watching with keen interest to see how fintech can change the competitive landscape across various sectors and markets. Mark Jephcott and Adelaide Luke from the competition team… Read more

An organisation's confidential information and the personal data of their customer base is a valuable commodity. Combine this with an increased reliance on doing business in a digital world and the regulatory scrutiny surrounding cyber breaches, organisations big and small… Read more