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In August 2022, the Quality of Advice Review released its Proposals Paper setting out a range of proposals to improve the accessibility and affordability of financial advice. Our team has made a formal submission to the Quality of Advice Review. While we strongly support the majority of the proposals outlined in the Proposals Paper, there are … Read more
For some time now, the issue of whether a sales representative can cross-position different insurance policies or financial products through the mechanism of a multi-policy or multi-product discount has been somewhat of a vexed issue – to say the least. In this context, we are referring to a scenario where a client makes an enquiry … Read more
During the COVID-19 pandemic, a record number of first-time traders flocked to the market, which propelled financial influencers (‘finfluencers’) into ASIC’s spotlight and squarely placed them within ASIC’s enforcement remit. The rise of finfluencers is unsurprising in the social media and digital age. As financial services and financial product distribution become more challenging and complex … Read more